Pull up three different sources for the White Plains housing market this year and you will get three different numbers. One says the median sale price is $615,000, based on roughly six months of closings tracked through August 2026. Another puts it at $635,000. A third says $739,000. None of these sources made an error. They are measuring three overlapping but distinct slices of the same city, and the gap between them is the most useful piece of information a buyer or seller can have before making a move here.
White Plains is not one housing market wearing one price tag. It is a downtown of condo towers and rental buildings stacked next to a ring of single-family neighborhoods, and those two products trade on scales that barely touch. A downtown condo has recently listed around $328,000 as a median asking price. A detached single-family home in the city runs closer to $999,000. Blend those two together into a single citywide number and you get something that describes neither market particularly well.
That split matters more this year than it has in a while, because White Plains is in the middle of the largest apartment construction wave in its history. As of January 2026, roughly 3,200 new residential units had been built or approved in the downtown core. The obvious assumption is that this much new supply competes with existing homeowners for buyers, softening prices across the board. The more interesting story, and the one the data actually supports, is closer to the opposite.
What's Actually Going Up Downtown
The scale of the current building cycle is easiest to see project by project.
- AVE Hamilton Green, a joint venture between RXR and Korman on the site of the former White Plains Mall, is the first phase of a $650 million redevelopment. It will bring 860 residences, including 79 designated affordable units, along with coworking space and shared terraces.
- Juliette, developed by Southern Land Company at 250 Mamaroneck Avenue, opened pre-leasing in March 2026 for 177 units in a nearly 335,000-square-foot building. The project is part of SLC's broader $100 million investment downtown, which also helped the YMCA of Central and Northern Westchester relocate to a new home on Hamilton Avenue.
- 70 Westchester Avenue, a partnership between Cord Meyer Development and Saber Real Estate North, broke ground in June 2026 on the site of a former car dealership, using New York's Brownfield Cleanup Program to remediate the land. It will yield 203 units with construction expected to run through 2027.
- 510 North Broadway, a smaller three-story project from Comstock Residential near the North White Plains Metro-North stop, received final planning board approval in July 2026 for 12 condominium residences with rooftop solar.
- 1 Water Street, next to the main White Plains train station, was acquired in a joint venture between Bijou Properties and Green Property LLC and is approved for a 301-unit tower.
- Brookfield Commons, a partnership between Trinity Residential and the White Plains Housing Authority, is replacing the aging Winbrook Houses campus, which first opened in 1950, with new affordable and workforce housing along South Lexington Avenue without displacing existing residents.
And that is before accounting for District Galleria, the Cappelli Organization and SL Green's plan to replace the enclosed shopping mall long nicknamed the "Great Wall of Galleria" with seven towers and roughly 3,001 housing units, nearly half the site set aside for plazas and public space. If that project moves forward on its current timeline, it alone could rival everything built downtown in the past several years combined.
Who These Buildings Are Actually For
The assumption that this many new units competes directly with existing single-family homes rests on a specific idea: that renters and buyers are drawing from the same pool of demand. Locally, that is not quite how it works.
Reporting on AVE Hamilton Green in January 2026, Forbes described the project's target renter as a specific local type: someone who has lived in or near White Plains for decades and is finally ready to sell the house and move into lower-maintenance living, all while staying close to the community they already know. That is a description of a seller, not a buyer.
An empty nester who sells a paid-off single-family home to move into a new downtown building is not a buyer competing for the next detached house on the market. They are adding one more listing to a Westchester County single-family inventory that has been unusually thin for years. Countywide active listings fell by roughly 71 percent between 2016 and 2026, and the segment hit hardest was homes under $500,000, where inventory dropped by about 95 percent over the same stretch. Every additional seller in that environment changes the supply math more than an additional renter changes the demand math.
That is the mechanism worth understanding before comparing White Plains to a neighboring town on price alone. The apartment boom is not primarily a story about renters crowding out buyers. It is a story about longtime homeowners exiting single-family stock and freeing it up for the next household in line, at the same time downtown absorbs a separate wave of professionals and commuters who were never going to buy a detached house in the first place.
What the Number Actually Means for You
If you are weighing White Plains against Rye, Scarsdale, or Ossining, the county-level context helps calibrate expectations. As of July 2026, the countywide median single-family sale price across Westchester stood near $1.3 million, up close to 9 percent year over year, with inventory sitting at roughly 1.4 months of supply and homes selling at an average of 108 percent of asking price. Entry points still exist. Peekskill's single-family median sat near $502,000 and Ossining's near $694,000. On the other end, Rye's median approached $2.74 million and Purchase's approached $2.54 million. White Plains sits in the middle of that range, but its downtown condo stock pulls the citywide median down in a way that towns without a comparable high-rise core do not experience.
That is the practical takeaway. A single-family buyer comparing White Plains to a neighboring town should largely ignore the citywide median and look at the detached-home figure directly, since that is the product actually competing against homes in Rye, Scarsdale, or Ossining. A buyer interested in a downtown condo is shopping in an entirely different bracket, closer to $330,000 to $380,000, against a different set of comparable buildings. And a homeowner deciding whether to sell now should understand that the new apartment supply downtown is not a threat to their listing. If anything, it is quietly adding a pool of move-up buyers freed by empty nesters who left the single-family market for exactly the kind of building being built right now.
FAQ
Will all the new apartment construction lower home prices in White Plains? The apartment boom is concentrated in downtown rental and condo product, a different segment from the detached single-family homes that make up most of the city's owner-occupied housing stock. Countywide single-family inventory has been historically tight, and downsizing homeowners moving into new downtown buildings tend to add single-family listings rather than compete for them.
Why do different sources report such different median home prices for White Plains? Methodology and product mix. Some figures blend downtown condos with detached single-family homes into one citywide number, while others track only one property type or a specific closing window. Given the size of the gap between downtown condo pricing and single-family pricing in White Plains, a blended median can land almost anywhere depending on what closed that month.
Is White Plains a buyer's market or a seller's market right now? Both, depending on what you're buying or selling. Downtown condo and rental supply has expanded substantially with several large projects delivering or under construction. Single-family inventory, by contrast, remains constrained across Westchester County as a whole, which continues to support pricing for detached homes even as new downtown construction reshapes the rental and condo side of the market.
If you're trying to figure out where your own property sits in this split, whether that's a single-family home in a White Plains neighborhood or a condo closer to the downtown core, the number that matters is not the citywide median. It's the one specific to your street, your building, and your comparables. CENTURY 21 Elite Realty can walk you through what your home is actually worth in this market. Get a Free Home Valuation.
